Chime

Chime Financial, Inc. is an American financial technology company founded in San Francisco in 2012 by Chris Britt and Ryan King as an alternative to traditional banking. It provides fee-free mobile banking services, including checking and savings accounts, through partnerships with FDIC-insured banks. Chime, which offers products like its 2020 Credit Builder credit card, generates revenue primarily via interchange fees. The company's mobile app provides real-time transaction alerts and fee-free ATM access. Chime became publicly traded via an IPO on June 12, 2025